What to Do If You Have Roof Damage After a Monsoon Storm in Tucson & Southern Arizona

Monsoon season brings much-needed rain, but it can also cause significant roof damage. If you suspect your roof has been affected by a storm, follow these steps to protect your home and your investment:

1. Ensure Safety First

• If you notice major leaks, sagging ceilings, or electrical hazards, evacuate the affected area and call emergency services if needed.

• Avoid climbing onto the roof yourself, especially if it’s wet or damaged.

2. Document the Damage

• Take clear photos and videos of all visible damage, both inside and outside your home. This includes water stains, missing shingles, debris, and any personal property affected.

• Keep a written record of the date and time the damage occurred.

3. Prevent Further Damage

• If safe, use buckets or tarps to catch leaks and minimize water intrusion.

• Cover broken windows or holes in the roof with plastic sheeting or tarps to prevent additional rain from entering.

4. Contact Your Insurance Company

• Notify your homeowner’s insurance provider as soon as possible. Provide them with your documentation and follow their instructions for filing a claim.

• Ask about emergency repairs and what expenses may be covered.

5. Call a Licensed Roofing Contractor

• Get a professional inspection from a licensed, insured, and local roofing contractor. They can assess the extent of the damage and provide a written estimate for repairs.

• Be wary of “storm chasers” or out-of-town contractors who may not be reputable.

6. Keep All Receipts and Records

• Save receipts for any emergency repairs, supplies, or temporary lodging if your home is uninhabitable.

• Maintain a file with all correspondence related to your claim and repairs.

7. Follow Up on Repairs

• Once your claim is approved, schedule repairs promptly to prevent further issues like mold or structural damage.

• Ensure all work is completed to your satisfaction and in compliance with local building codes.

8. Review Your Insurance Policy

• After repairs, review your policy and consider making updates to ensure you have adequate coverage for future storms.

Pro Tip: Regular roof inspections and maintenance before monsoon season can help minimize damage and make the claims process smoother.